Personal finance, made clearer

Understand your money with clear monthly tracking, net worth visibility, and confident planning.

Worthlly brings expenses, savings goals, investments, loans, and annual review into one focused finance app so you can stay organized and make better money decisions over time. Financial records are protected with end-to-end encryption so your private numbers stay readable only after you unlock your vault.

Focus Everyday money clarity
Coverage Income, expenses, goals, and loans
Experience Guidance grounded in your numbers
Security End-to-end encrypted financial vault

Why Worthlly

Designed for people who want a calmer, more disciplined money system.

01

Connected money view

Expenses, investments, goals, liabilities, and yearly review stay connected instead of living in separate tools.

02

Actionable guidance

Ask practical questions about overspending, savings pace, debt pressure, and financial priorities.

03

Yearly perspective

Review income, expenses, savings, spending categories, and net worth movement across the financial year.

04

End-to-end encrypted records

Your financial records are encrypted on-device before sync. Worthlly stores encrypted payloads, and the recovery key is required to decrypt the vault on your device.

Privacy by design

Your financial data is protected before it leaves your device.

Worthlly uses a recovery-key based encrypted vault for sensitive financial records. Synced records are stored as encrypted payloads, so database access alone does not reveal your income, expenses, investments, goals, or liabilities.

Device-side encryption

Financial records are encrypted in the app before being sent to the backend.

Recovery key unlock

Your recovery key unlocks the vault on trusted devices. If it is lost, encrypted financial data cannot be recovered.

Consent-aware AI

AI Coach uses explicit in-app consent and only sends data after the user approves the AI data sharing flow.

Android Install

How to install Worthlly

  1. Download the Worthlly Android app using the button above.
  2. On Android, allow installs from your browser or file manager if prompted.
  3. Open the APK and continue with the install flow.
  4. Launch Worthlly and sign up to begin with a fresh account.

Integrity

APK integrity

56e5858a7c558ad5369ac24ba47ec610601f8ae7ae327be000ef24d03ed80fd6

Use this checksum if you want to verify the distributed file before installing.

Availability

Built for day-to-day financial awareness.

Worthlly is built to help you stay consistent with monthly tracking while keeping long-term goals, investments, and liabilities easy to understand, with sensitive financial records protected by end-to-end encryption.

Privacy

Control and clarity matter

Worthlly includes public legal pages, in-app account deletion, and explicit consent controls before any AI-assisted guidance is enabled.